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Dental

Dental

Dental coverage can help save money on trips to the dentist for you and your family.

Iron Mountain provides two dental plan options: the Core Plan and the Enhanced Plan. These plans are available through Delta Dental.

  • Dental plan features

    Core Plan Enhanced Plan
    Annual Deductible $50 (Individual)
    $100 (Family)
    $50 (Individual)
    $100 (Family)
    Annual Benefit Maximum $750 per person $2,000 per person
    Type I (Preventive and Diagnostic) 100% (no deductible) 100% (no deductible)
    Type II (Basic Restorative) 80% 80%
    Type III (Major Restorative) Not covered 50%
    Orthodontia Not covered 50% coverage
    $2,000 per person lifetime maximum

    Both options cover in-network preventive and diagnostic care at no cost to you. You can see any dentist you want, but you’ll save money by seeing a dentist in one of the preferred Delta Dental networks. To find an in-network dentist, visit deltadentalma.com.

    Network savings in action

    Here’s a comparison of what it would cost for a porcelain crown if you’re enrolled in the Enhanced Plan and use a dentist in one of the preferred networks versus using an out-of-network dentist.

    Coverage Options Delta Dental PPO Network Delta Dental Premier Network Out of Network
    Cost Billed by Dentist $1,288 $1,288 $1,288
    Delta Dental Negotiated Rate $907 $1,030 N/A
    Plan Pays (50% Coinsurance) $454 $605 $644
    What You Would Pay $454 $605 $644

  • Rollover provision

    You can roll over up to $600 to the following year's annual benefits maximum for dental coverage, if:

    • You're enrolled in the Enhanced Plan before October 1 of the current plan year; and
    • You receive a cleaning and oral exam during the calendar year; and
    • Your paid claims for the current year don't exceed $1,500.

    Rollover coverage can't be applied to orthodontia services.

    Rollover in Action

    Let's say Anthony enrolls in the Enhanced Plan and gets a cleaning and oral exam each year. He has basic dental work for a couple of years but needs major dental work in year three. Here's how the rollover provision helps him save money on the care he needs.

    Year One Year Two Year Three
    Annual Benefit Maximum $2,000 $2,000 $2,000
    Rollover from Previous Year $0 (first year in the plan) $600 $600
    Adjusted Annual Benefit Maximum $2,000 $2,600 $3,200
    Total Paid Claims (cleaning, oral exam + other services) $400 $300 $3,000*
    Eligible for Rollover Yes (claims don’t exceed $1,500) Yes (claims don’t exceed $1,500) No (claims exceed $1,500, but the $200 left from Year 2 will roll over)
    Rollover Amount $600 $600 $0

    *In year 3, Anthony exceeded the $2,000 annual benefit maximum, but he rolled over enough money to cover the additional $1,000, so he didn't have to pay the extra amount out of pocket.

  • Eligibility

    All regular full-time or part-time U.S. Mountaineers are eligible for Dental coverage through Delta Dental.

  • What it costs

    Here’s what you pay per biweekly paycheck for dental coverage.

    Core Dental

    Employee Per Pay Cost
    Single 1.20
    Employee + Spouse/DP 3.03
    Employee + Child(ren) 2.42
    Family 4.85

    Enhanced Dental

    Employee Per Pay Cost
    Single 5.79
    Employee + Spouse/DP 13.91
    Employee + Child(ren) 11.60
    Family 20.28

  • Get started
    1. Find an in-network dentist.

    2. Schedule an appointment.

    3. Bring your Delta Dental ID card when you go. (You’ll receive your card in the mail after you enroll.)

Delta Dental

800-872-0500

deltadentalma.com