Dental

Dental coverage can help save money on trips to the dentist for you and your family.

Iron Mountain provides two dental plan options: the Core Plan and the Enhanced Plan. These plans are available through Delta Dental.

• Dental plan features

  	Core Plan	Enhanced Plan
  Annual Deductible	$50 (Individual) $100 (Family)	$50 (Individual) $100 (Family)
  Annual Benefit Maximum	$750 per person	$2,000 per person
  Type I (Preventive and Diagnostic)	100% (no deductible)	100% (no deductible)
  Type II (Basic Restorative)	80%	80%
  Type III (Major Restorative)	Not covered	50%
  Orthodontia	Not covered	50% coverage $2,000 per person lifetime maximum

  Both options cover in-network preventive and diagnostic care at no cost to you. You can see any dentist you want, but you’ll save money by seeing a dentist in one of the preferred Delta Dental networks. To find an in-network dentist, visit deltadentalma.com.

  Network savings in action

  Here’s a comparison of what it would cost for a porcelain crown if you’re enrolled in the Enhanced Plan and use a dentist in one of the preferred networks versus using an out-of-network dentist.

  Coverage Options	Delta Dental PPO Network	Delta Dental Premier Network	Out of Network
  Cost Billed by Dentist	$1,288	$1,288	$1,288
  Delta Dental Negotiated Rate	$907	$1,030	N/A
  Plan Pays (50% Coinsurance)	$454	$605	$644
  What You Would Pay	$454	$605	$644

• Rollover provision

  You can roll over up to $600 to the following year's annual benefits maximum for dental coverage, if:

  • You're enrolled in the Enhanced Plan before October 1 of the current plan year; and
  • You receive a cleaning and oral exam during the calendar year; and
  • Your paid claims for the current year don't exceed $1,500.

  Rollover coverage can't be applied to orthodontia services.

  Rollover in Action

  Let's say Anthony enrolls in the Enhanced Plan and gets a cleaning and oral exam each year. He has basic dental work for a couple of years but needs major dental work in year three. Here's how the rollover provision helps him save money on the care he needs.

  	Year One	Year Two	Year Three
  Annual Benefit Maximum	$2,000	$2,000	$2,000
  Rollover from Previous Year	$0 (first year in the plan)	$600	$600
  Adjusted Annual Benefit Maximum	$2,000	$2,600	$3,200
  Total Paid Claims (cleaning, oral exam + other services)	$400	$300	$3,000*
  Eligible for Rollover	Yes (claims don’t exceed $1,500)	Yes (claims don’t exceed $1,500)	No (claims exceed $1,500, but the $200 left from Year 2 will roll over)
  Rollover Amount	$600	$600	$0

  *In year 3, Anthony exceeded the $2,000 annual benefit maximum, but he rolled over enough money to cover the additional $1,000, so he didn't have to pay the extra amount out of pocket.

• Eligibility

  All regular full-time or part-time U.S. Mountaineers are eligible for Dental coverage through Delta Dental.

• What it costs

  Here’s what you pay per biweekly paycheck for dental coverage.

  Core Dental

  	Employee Per Pay Cost
  Single	1.20
  Employee + Spouse/DP	3.03
  Employee + Child(ren)	2.42
  Family	4.85

  Enhanced Dental

  	Employee Per Pay Cost
  Single	5.79
  Employee + Spouse/DP	13.91
  Employee + Child(ren)	11.60
  Family	20.28

• Get started

  1. Find an in-network dentist.

  2. Schedule an appointment.

  3. Bring your Delta Dental ID card when you go. (You’ll receive your card in the mail after you enroll.)

Delta Dental

800-872-0500

deltadentalma.com