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Disability insurance

Disability insurance

Iron Mountain pays the full cost of disability insurance to help protect your financial wellbeing and provide a source of income when you cannot work due to a qualified illness or injury.

Iron Mountain pays the full cost of Short-Term Disability (STD) and Long-Term Disability (LTD) benefits for eligible Mountaineers.

Eligibility: Regular full-time Mountaineers scheduled to work 30 or more hours per week

  • Disability coverage
    Short-Term Disability Long-Term Disability
    When it Pays
    • When you become unable to work because of a qualified illness or injury and you meet eligibility requirements.*
    • Benefits for an illness begin on the eighth calendar day after you become totally disabled.
    • Benefits for an accident begin on the same day you become totally disabled.
    • When you can't work due to a qualified illness or injury lasting more than 26 weeks.
    How Much it Pays
    • Weeks 1–8: 100% of base pay (your base rate of compensation not including commissions, overtime or premium pay, bonuses or any other additional compensation).
    • Short-term disability beyond 8 weeks pays 66.7% of base pay.
    • *Family and Medical Leave Act leave runs concurrently with any time taken under STD. Also, depending on your location, you may be eligible for state benefits. Your Iron Mountain benefits will coordinate with the benefits paid out by the state. STD pays benefits for non-occupational illness and injury only.

    • 60% of annual base pay until no longer disabled or reaching Social Security normal retirement age.
    • Maximum benefit: $15,000 per month.

  • How to apply for benefits
    • File your claim as soon as you’re aware that you’ll be disabled for seven or more calendar days.

    • Call Lincoln Financial Group at 888-787-2129 and a representative will walk through the process with you.

    MyLincolnPortal.com
    Company code: IronMountain (claims)