The Internal Revenue Service (IRS) sets the maximum monthly pretax deduction limit – the maximum monthly limit that may be excluded from an employee’s income for qualified commuter benefits. You can choose the pretax amount you would like added to your NetBenefits CommuterCard® via payroll deduction, up to $325 for 2025. Keep in mind, if the amount you want to spend with your CommuterCard exceeds the IRS maximum monthly limit, the transaction will be declined. Instead, use another form of payment and reimburse yourself via NetBenefits. The commuter enrollment on Fidelity's NetBenefits website has a separate election for pre-tax vs. post-tax. Consider only enrolling in a post-tax benefit if you are maxing out on the pre-tax options.
Iron Mountain also allows you to elect post-tax amounts. Electing both pre and post-tax funds enables you to use your debit card for all your commuter expenses, even if your monthly expenses exceed the IRS pretax limits.
Note: The IRS has a requirement that commuter claims must be submitted within 180 days of incurring the expense.
Transit pass details
To help you save even more, Iron Mountain will provide an employer contribution up to $80 per month on your pre-tax transit commuter expenses. See the examples below to see how this contribution works:
Monthly Pre-tax Employee Transit Enrollment |
Monthly Employer Contribution |
Monthly Employee Contribution |
$50 |
$50 |
$0 |
$150 |
$80 |
$70 |
Parking expense details
The most common eligible expenses are charges for parking at or near your place of work, or at a location from which you commute to work, such as a train station. Please note: Iron Mountain does not provide a contribution to the Parking benefit.
Vanpool expense details
If you vanpool, the van must be used mainly for commuting (at least 80% of the time). The van must seat at least six adults, plus the driver. On a regular basis, it must be at least half full. A van that you or one of the other riders owns or operates as your personal vehicle isn’t an eligible vanpool.
What it costs: The option to enroll in and contribute to commuter benefits is available at no additional cost to you.