Reaching age 65

You have decisions to make about your healthcare as you reach age 65.

• What to do

  Decisions for someone who is nearing age 65

  As you near age 65, you need to learn about Medicare coverage choices and make several important enrollment decisions. This fact sheet will give you a list of the steps you should take and tell you about resources to help you make your Medicare enrollment decisions. There can be penalties if you do not enroll on time, so it is best to complete these tasks at least 3 months BEFORE you turn 65.

  To learn more about Medicare and to determine your eligibility, visit www.Medicare.gov or call 1-800- MEDICARE (1-800-633-4227). The attached Center for Medicare & Medicaid Services (CMS) Fact Sheets provide important information regarding Medicare decisions for someone nearing the age of 65.

  EVERYONE WHO IS TURNING 65 should complete these tasks:

  Get familiar with Medicare and its "parts"

  To learn about Medicare, see the "Introduction to Medicare" fact sheet. You can also visit Medicare.gov or call 1-800-MEDICARE; TTY users should call 1-877-486-2048.

  -Determine your Initial Enrollment Period

  Review the "Deciding Whether to Enroll in Medicare Part A and Part B When You Turn 65"

  fact sheet that you’ll receive from bswift if enrolled in Iron Mountain health coverage, to help you determine the dates for your Initial Enrollment Period.

  You can also use the Medicare Eligibility and Premium Calculator to determine your Initial Enrollment Period. Visit Medicare.gov/eligibilitypremiumcalc/ or call 1-800-MEDICARE (1-800-633-4227 or TTY 1-877-486-2048).

  -Decide whether to enroll in Part A and Part B when you turn 65

  Review the “Deciding Whether to Enroll in Medicare Part A and Part B When You Turn 65”

  fact sheet to help you make these decisions.

  -Find out if you need to contact Social Security to sign up for Medicare (or opt-out of Part B)

  Review the "Deciding Whether to Enroll in Medicare Part A and Part B When You Turn 65" fact sheet to help you find out if you need to contact Social Security.

  -Decide whether to enroll in Medicare prescription drug coverage (Part D)

  To learn more about Part D, visit Medicare.gov or call 1-800-MEDICARE; TTY users should call 1-877-486-2048.

  Need Help?

  • Contact your local State Health Insurance Assistance Program (SHIP) to get free personalized help making decisions about your health coverage. To get the number for your local SHIP, call 1-800-MEDICARE.

  Get information from Medicare:

  • Contact 1-800-MEDICARE. TTY users should call 1-877-486-2048.

  • Visit the Medicare web site at Medicare.gov.

  • Look at the most recent “Medicare & You” handbook. If you don’t have the most recent Handbook, you can download it on Medicare.gov or request a copy by calling 1-800-MEDICARE.

  Need to make changes

  If you would like to make changes to your Iron Mountain medical coverage after using the services above, please submit a Medicare life event at irmbenefits.bswift.com.

• Aetna One Advisor (A1A)

  Contact Aetna One Advisor (A1A) for help. Advisors can answer questions and help you resolve issues related to all your Iron Mountain benefits, including medical, disability, and the 401(k) plan.

  You can contact an advisor by phone or online chat through the Aetna member website. To reach an advisor by phone, call 888-216-8573 Monday through Friday, from 8 am to 8 pm ET.

  Iron Mountain Benefits Center (US/PR)

  Call 877-907-4828 for assistance. Hours of operation: Monday – Friday from 8 am – 9 pm ET.