Open Enrollment

For US Employees

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Our 2027 Benefits Open Enrollment is from Monday, November 9, 2026, to Tuesday, November 24, 2026, 11:59 pm ET. During this period, you may elect to newly enroll into our benefit plan(s) or make changes to your existing Publicis benefits. After November 24, your only opportunity to make changes to your benefits coverage is within 31 days of experiencing a Qualified Life Event or during the next Benefits Open Enrollment period.

Want to know who else you can enroll in Publicis benefits? Refer to our Eligibility page for more information.

• Three Easy Steps to Plan for 2027 Benefits Enrollment

  1. Review your current benefits and decide if you need to make changes. It’s important to assess your and your family's current and near-future needs. Find the right combination of benefits coverage and programs at the right cost to support your needs.

  • Did you know a 65-year-old couple retiring this year spends an average of $315,000 in medical expenses throughout retirement? If you are generally healthy and don’t go to the doctor often, the HSA Medical Plan may be right for you. You pay the lowest coverage premiums out of your paycheck, and you get to open a Health Savings Account, which is like another 401(k) account but for medical costs. Plus, Publicis Groupe helps you build your savings: $250 for single coverage and $500 for family coverage.

  • Don’t overlook voluntary benefits. We partner with insurance companies to provide discounted prices for pet, car, home, accident, critical illness, hospital indemnity insurance, and more.

  • Take this opportunity to review your beneficiaries while enrolling. Naming beneficiaries ensures your money will go where you want it to.

  2. Prepare to enroll in benefits that do not automatically carry over into 2027. Open Enrollment will be passive, meaning most (not all) of your 2026 benefit elections will automatically carry over into 2027. You will need to actively enroll in these accounts each year to use them:

  • Health Savings Account (HSA)

  • Health Care Flexible Spending Account (HCFSA)

  • Dependent Care Flexible Spending Account (DCFSA)

  • Limited Purpose Flexible Spending Account (LPFSA)

  3. Enroll in 2027 Publicis Benefits. You will receive notification on November 9 when you can log in to our benefits enrollment portal with bswift® to begin enrollment.

  If you do not enroll, you will have the same or similar coverage as today, but at 2027 costs—with the exception of HSA, HCFSA, DCFSA, and LPFSA, which always require active enrollment.

• What to Expect in 2027

  2027 Monthly Coverage Premiums

  • Medical & prescription drug coverage: Premiums will increase by +7%.

  • Dental coverage: Premiums will increase by +6%.

  • Other benefits (vision, life, disability, legal services): No changes to coverage costs.

  • Dental Cleanings: Increasing from 2 visits to 3 visits per year.

  Family Care Enhancements

  • Bright Horizons Family Concierge: One-on-one help with childcare, coaching, social work, and education.

  • Pet Care: Use Bright Horizons Back-up Care credits with Rover for overnight care, dog walking, daycare, and more.

  • Adult Tutoring: Tutoring services now extend to anyone 18+, covering 3,000 subjects including professional certifications.

  • NYC Pre-K for All & 3K for All: Universal Pre-K programs available at centers across the five boroughs, subject to eligibility.

  Program	2027	2026
  401(k) Plan	$25,500	$24,500
  401(k) Catch-up	$8,500	$8,000
  HSA	$4,500 (Ind)/$9,000 (Fam)	$4,400 (Ind) / $8,750 (Fam)
  HSA Catch-up	$1,000	$1,000
  HCFSA	$3,500	$3,400
  DCFSA	$3,750 (Ind) / $7,500 (Fam)	$3,750 (Ind) / $7,500 (Fam)
  Transit	$350	$340
  Parking	$350	$340

• Resources

  The following documents will help you make informed decisions about your benefit options:

  • 2027 Benefits Guide for Employees

  • UHC Premier Plan

  • UHC HI Options PPO

  • UHC Standard Plan

  • UHC HSA Plan

  • 2027 Notice of Creditable Coverage for Employees

  • BofA Rewards™ Flyer