Vision
Eligibility & Enrollment
Eligibility
- Associate: You are eligible to join the Vision Plan (“Plan”) on your thirtieth (30th) day of employment (this period is called the Waiting Period) if you are classified in Workday as a Full-Time Associate.
- If your status changes to Full-Time in Workday, you are eligible to join or re-enter the Plan as of the first of the month after the status change.
- Dependents: Eligible Full-Time Associates may cover eligible dependents, which include a Spouse/Domestic Partner and children under age 26.
- Please refer to the Summary Plan Description (“SPD”) for more eligibility information. If you have any questions regarding dependent eligibility, please contact the CarMax Benefits Center.
Temporary Associates and Independent Contractors are not eligible to participate.
Enrollment
New Hire and Rehires: Enroll online at benefits.carmax.com within 30 days of your hire date. Your coverage will be effective on the 30th day of employment provided you enroll in coverage by that date.
Note: Generally, if you don’t enroll when first eligible, you may only be allowed to enroll if you experience a Qualified Change in Status Event (marriage, new baby, etc.) or during the next Open Enrollment.
You will receive your ID cards approximately three weeks after your effective date of coverage.
Vision Plan Highlights
Plan Year: March 1 through February 28/29
| Benefit | In-Network Cost |
| Eye Exam | |
| One routine exam per Plan Year
Dilation & Eye Exam Refraction
|
$10 copay
Covered
|
| Retinal Imaging | $39 |
| Contact lens fit and follow up(after a comprehensive eye exam has been completed) | |
| Standard contact lens fitting* | Fitting and 2 follow up visits paid in full |
| Premium contact lens fitting* | 90% of retail, then $40 allowance |
| Eyeglass Frames** | |
| One pair of frames per Plan Year, up to $150
|
80% of balance over $150 allowance
$0 balance up to $220 allowance
|
| Eyeglass Lenses (In lieu of contacts) |
| One set of lenses per Plan Year |
| Standard Uncoated Plastic Lenses | |
| Standard contact lens fitting* | Fitting and 2 follow up visits paid in full |
| Premium contact lens fitting* | 90% of retail, then $40 allowance |
| Single vision | $0 copay |
| Bifocal | $0 copay |
| Trifocal | $0 copay |
| Lenticular | $0 copay |
| Lens Options | |
| Standard Progressive | $65 Copay |
| Premium Progressive Lens | $65 Copay, then 80% of retail after $120 Allowance |
| UV 400 Coating | $15 copay |
| Tints | $15 copay |
| Standard Scratch Resistance | $15 copay |
| Standard Polycarbonate | $40 copay |
| Standard Anti-reflective Coating Other | $45 copay |
| Add-ons and Services | 80% of retail |
| Contact Lenses or other packages (In lieu of eyeglass lenses) | |
| One set per Plan Year | |
| Contact Lenses—Conventional | 85% of balance over $150 |
| Contact Lenses—Disposable | 100% of balance over $150 |
| Medically Necessary Contacts | Paid in full |
| Target Locations only | $0 balance up to $170 |
| Laser Vision Correction | You receive a 15% discount off the retail price or 5% off any promotional price of LASIK or PRK laser vision correction procedures. LASIK and PRK correction procedures are provided by the U.S. Laser Network, owned by LCA-Vision. Call (877) 5LASER6 for authorization and to find the nearest facility. |
| Out-of-Pocket Discount | You receive a 20% discount on remaining balances at participating providers once plan coverage has been fulfilled. The discount cannot be combined with any other discount or promotion and does not apply to EyeMed providers, professional services, non-Luxottica frames (on applicable plans), or disposable contact lenses. |
*Standard Contact Lens Fitting – spherical clear contact lenses for conventional wear or planned replacement (disposables). Premium Contact Lens Fitting – all lens designs, materials and specialty fittings other than Standard Contact Lenses (such as multi-focal).
**You also receive a 40% discount off complete eyeglass purchases and a 15% discount off conventional contact lenses once the benefit has been used. However, pursuant to Texas law, discounts may not be available at all network providers in Texas. § After the initial purchase, you can get contact lenses online mailed directly to you at substantial savings. Learn more at www.eyemedvisioncare.com.
Disclaimer
This provides Vision Plan Highlights and does not include all plan information. Refer to the Summary Plan Description (SPD) for details. If there are any variations between this document and the SPD, the SPD prevails.
When Coverage Ends
If your employment with CarMax ends, coverage in this plan will end on your last day of employment. If you move from a Full-time position to a Part-time position, coverage in this plan will end at the end of the month in which you move to a Part-time position.
Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), you and your qualified beneficiaries (that is, your enrolled Spouse and enrolled dependents) may continue group health coverage for a period of time if coverage under the Plan ceases. CarMax also extends a continuation of coverage option to enrolled Domestic Partners.
You will receive a COBRA notice approximately 2 weeks following your separation of service with instructions and the costs associated with the continuation of coverage. Please refer to the Plan’s SPD for more information.
