Dental
Dental
Eligibility & Enrollment
Eligibility
Associate: You are eligible to join the Dental Plan (“Plan”) on your thirtieth (30th) day of employment (this period is called the Waiting Period) if you are classified in Workday as a Full-Time Associate.
- If your status changes to Full-Time in Workday, you are eligible to join or re-enter the Plan as of the first of the month after the status change.
Dependents:Eligible Full-Time Associates may cover eligible dependents, which include a Spouse/Domestic Partner and children under age 26.
- Please refer to the Summary Plan Description (“SPD”) for more eligibility information. If you have any questions regarding dependent eligibility, please contact the CarMax Benefits Center.
Temporary Associates and Independent Contractors are not eligible to participate.
Enrollment
New Hire and Rehires: Enroll online at benefits.carmax.com within 30 days of your hire date. You can view your dental coverage on the Engage Wellbeing App.
Note: Generally, if you don’t enroll when first eligible, you may only be allowed to enroll if you experience a Qualified Change in Status Event (marriage, new baby, etc.) or during the next Open Enrollment.
Dental Plan Highlights
| Coverage | In-Network Benefits |
Preventative Care:
|
This plan pays 100% of the cost |
| Plan Year Deductible | $50/person; $100 maximum/family |
| Annual Benefit Maximum (per covered individual, excludes Orthodontic benefits) |
$2,000 |
Basic Restorative Care:
|
You pay 20% after deductible |
Major Retorative Care:
|
You pay 50% after deductible |
| Orthodontic Care | You pay 50%* after deductible |
*Subject to lifetime maximum of $2,000, per covered individual
When Coverage Ends
If your employment with CarMax ends, coverage in this plan will end on your last day of employment. If you move from a Full-time position to a Part-time position, coverage in this plan will end at the end of the month in which you move to a Part-time position.
Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), you and your qualified beneficiaries (that is, your enrolled Spouse and enrolled dependents) may continue group health coverage for a period of time if coverage under the Plan ceases. CarMax also extends a continuation of coverage option to enrolled Domestic Partners.
You will receive a COBRA notice approximately 2 weeks following your separation of service with instructions and the costs associated with the continuation of coverage. Please refer to the Plan’s SPD for more information.
