Flexible Spending Accounts (FSAs)

The FSAs, managed through WEX, are tax-free savings account to use for eligible health expenses. Unlike the HSA, you must use the funds in the FSA by the end of the year – or lose it. You must enroll in the FSAs within your first 30 days from hire, or you will have to wait until the next Annual Enrollment period for coverage effective for the following year. You may change these elections during the year if you experience an eligible qualifying event.

Health Care FSA	Limited Purpose FSA	Dependent Care FSA
Eligibility
Available to employees enrolled in the $900 Deductible Plan, not eligible for the HSA or not enrolled in Chubb medical benefits.	You must be enrolled in the health savings account (HSA).	Available to all employees with dependent children up to age 13 or dependent elders.
Expenses
Eligible medical, prescription drug, vision and dental expenses.	Eligible dental and vision expenses. After you meet the 2026 IRS-required medical deductible of $1,650 (employee-only) or $3,300 (family), eligible medical and prescription drug expenses are allowed.¹	Eligible dependent care expenses for children up to age 13 and dependent elders. This can include adult day care, after school programs, babysitting while you work and day camp. This account is not for health care expenses. For more information, see IRS Publication 503.
2026 pre-tax contribution limits
$3,300 (at time of publication)	$3,300 (at time of publication)	$7,500 (at time of publication)
Use it up
Your entire annual contribution amount is available to you from the beginning of the plan year. Only up to $660 of unused 2025 contributions will carry over into the next year. The rest is forfeit.	Your entire annual contribution amount is available to you from the beginning of the plan year. Only up to $660 of unused 2025 contributions will carry over into the next year. The rest is forfeit.	You only have access to money that has been deposited into your account. Unused money does not carry over at the end of the year—use it or lose it!
Use your WEX benefits card or log in to your account to request reimbursement for payments you’ve made.

¹ If you reached the required deductible for dental and vision expenses, you must complete a deductible Verification form before submitting eligible expenses.

Remember!

You have 90 days from your date of separation or retirement to submit claims for reimbursement of expenses incurred through your last day of employment.

FSA checklist

Submit your eligible 2025 FSA claims by March 31, 2026. Log into your WEX account. Don’t forget your supporting documentation!
Secure your 2025 rollover. If you want a rollover of your unused 2025 health care or limited purpose FSA amounts (up to $660), you must elect to contribute to the account in 2026.
Keep your receipts. If you do not provide the necessary documentation to substantiate your claims when asked, the IRS has the right to tax those amounts as income.

Managing Account

To see your balance and manage your account, visit WEX at benefitslogin.wexhealth.com or call 1-866-451-3399.

Flexible Spending Accounts

Flexible Spending Accounts (FSAs)

1 If you reached the required deductible for dental and vision expenses, you must complete a deductible Verification form before submitting eligible expenses.

¹ If you reached the required deductible for dental and vision expenses, you must complete a deductible Verification form before submitting eligible expenses.