Spouse/partner life assurance
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How it works
Spouse/partner life assurance can provide financial security if your spouse/partner dies, offering greater peace of mind during a difficult time. You can elect this cover as a new Mountaineer, during Annual Enrolment, or if you experience a qualifying life event. (You must apply for this benefit within two months of the life event.) Your spouse/partner is eligible for life assurance until you or your spouse/partner turn 75, whichever occurs first.
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Cover details
You can select life assurance for your spouse/partner in units of £10,000, up to a maximum of £150,000. You’ll pay for this cover through premiums at a rate based on the age of your spouse/partner.
Health Declaration
Your spouse/partner will be asked to complete a health declaration when cover is first selected. Aviva will either accept your spouse/partner for this benefit or they may decline to provide cover, depending on the health disclosures made. While Aviva reviews this information, your spouse/partner will receive temporary cover for up to 90 days from the date you selected this benefit. (During this time, cover will exclude death due to any pre-existing conditions.)
If you have questions about this form or process, contact at flex@aviva.com or 0800 051 2541.
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Costs
Spouse/Partner Age Monthly Rate Per £10,000 16 – 25 £0.31 26 – 30 £0.32 31 – 35 £0.44 36 – 40 £0.66 41 – 45 £1.00 46 – 50 £1.52 51 – 55 £2.30 56 – 60 £3.49 61 – 65 £5.15 66 – 70 £6.00 71 – 74 £7.30