Annual travel insurance

Canceled holiday? Get trip protection for lost luggage, medical emergencies and more.

• What it's for

  We offer annual travel insurance through Crispin Spears & Partners (CSP) so you’ll have peace of mind planning your next holiday. This insurance provides valuable protection that covers the following for trips:

  • Cancellations and delays

  • Medical expenses in case of medical emergencies

  • Lost luggage

• Cover details

  You can elect cover for yourself or for your whole family. You can cover unmarried dependent child(ren) — including legally adopted children or stepchildren — under the age of 21 or under the age of 25 if in full-time education. If you wish to cover a spouse/partner, they must reside with you in a marriage-like relationship.

  You tailor the insurance policy to suit your needs. For example, you can choose worldwide or European cover, including or excluding winter sports. See costs in the chart below based on who you cover.

  The maximum trip duration you’re covered for is 60 days. Trips longer than this are not covered; if you would like to have cover during a trip that is more than 60 days, you must seek alternative insurance for the whole trip.

• Costs

  The costs in the chart below show what you pay per month (including an insurance premium tax of 20%) for cover.

  	Worldwide Inc. Winter Sports	European Inc. Winter Sports	Worldwide Exc. Winter Sports	European Exc. Winter Sports
  You Only	£7.06	£5.83	£6.71	£5.57
  You + Spouse/Partner	£9.70	£8.02	£9.27	£7.64
  You + Children	£9.70	£8.02	£9.27	£7.64
  You + Family*	£10.97	£9.08	£10.48	£8.67

• Get started

  To enrol during Annual Enrolment, visit the Flexible Benefits platform. You enrol for the plan year and can’t change your cover or opt out until the next enrolment, unless you have a valid life event.

  Have a Medical Emergency Whilst Traveling?

  If you have a medical emergency while you’re on a trip, call 01243 976 291. (This help line is available 24 hours a day). You can also email cega.assistance@cegagroup.com.

• Contacts

  For claims enquiries – Cega Group Services t/a Charles Taylor Assistance

  Annual Travel Insurance

  General queries: 0207 977 9380 Monday through Friday, 9 a.m. to 5 p.m.

  Claims enquiries: 01243 976 278 Monday through Friday, 9 a.m. to 5 p.m.

  Overseas medical incidences: 01243 976 291 24 hours a day, 7 days per week

  cegagroup.com

  flex@cspinsurance.com (general queries)

  EBclaims@cegagroup.com (claims)

  Cega.assistance@cegagroup.com (overseas medical incidences)