Personal accident insurance
Accidents can happen to anyone, at any time. Make sure you’re prepared.
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What it's for
You can’t plan for accidents — but you can protect yourself financially in the event of one. Personal Accident Insurance can help cover expenses related to an injury caused by a covered accident. You receive a tax-free payment if you or an eligible covered dependent is injured at home or at work. You’re eligible for this benefit up to age 70.
Cash benefits can be used to cover medical expenses, as well as everyday expenses like mortgage payments, child care and groceries.
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Cover details
You can elect cover for yourself in units between one and 10, where one unit is £25,000. You can also elect cover for your spouse or partner and unmarried dependent child(ren) (including legally adopted children or stepchildren) under the age of 18 or under the age of 23 if in full-time education. There is no limit on the number of children you can cover.
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Costs
The chart below shows what you pay per month and per year, per unit of cover, when you’re covering yourself or yourself and your spouse/partner.
You + Children You + Family Units Monthly Cost Annual Cost Monthly Cost Annual Cost 1 £1.16 £13.92 £2.31 £27.72 2 £1.83 £21.96 £3.67 £44.04 3 £2.51 £30.12 £5.02 £60.24 4 £3.19 £38.28 £6.37 £76.44 5 £3.86 £46.32 £7.72 £92.64 6 £4.54 £54.48 £9.08 £108.96 7 £5.21 £62.52 £10.43 £125.16 8 £5.89 £70.68 £11.78 £141.36 9 £6.57 £78.84 £13.13 £157.56 10 £7.24 £86.88 £14.49 £173.88 The chart below shows what you pay per month and per year, per unit of cover, when you’re covering yourself and your children or yourself and your family.
You + Children You + Family Units Monthly Cost Annual Cost Monthly Cost Annual Cost 1 £1.16 £13.92 £2.31 £27.72 2 £1.83 £21.96 £3.67 £44.04 3 £2.51 £30.12 £5.02 £60.24 4 £3.19 £38.28 £6.37 £76.44 5 £3.86 £46.32 £7.72 £92.64 6 £4.54 £54.48 £9.08 £108.96 7 £5.21 £62.52 £10.43 £125.16 8 £5.89 £70.68 £11.78 £141.36 9 £6.57 £78.84 £13.13 £157.56 10 £7.24 £86.88 £14.49 £173.88