My Work/Life: Voluntary Benefits

My Work/Life

Voluntary Benefits

Voluntary Benefits

CVS Health offers a diversified range of programs and insurances designed to help you protect your assets and provide valuable peace of mind. You may decide to enroll in any of the programs offered and pay the full cost for participation. Familiarize yourself with your options here.

  • Auto and Home/Renters Insurance

    Protect two of your most valuable assets — your home and your car — through the Benefit Extras auto and home insurance program. Home insurance covers your belongings whether you own or rent your home. In addition to auto insurance, select from various other types of coverage, such as boat, recreational vehicle or motorcycle. Special group discounts for you as a CVS Health colleague can help you save.

    If you need additional coverage, the carriers also offer umbrella insurance, often called personal liability insurance, for extra protection.

    Enroll anytime. No need to wait for current policies to expire.

    You may pay for auto and home/renters insurance through payroll deduction if you work more than 30 hours per week. If you work less than 30 hours per week, the carriers will bill you directly.

    Learn More

    Visit the Benefit Extras website to receive free, no-obligation quotes from several insurance companies and to apply for coverage.

    To learn about all your options under Benefit Extras, watch the Benefit Extras Video Quiz.

  • Identity and Financial Protection

    The Norton LifeLock Benefit Premier Plus plan offers comprehensive coverage to protect your digital life, providing all-in-one protection against threats to your identity, personal devices and online privacy. Key features include Identity Theft Protection, Cyber Crime Coverage, Personal Device Security, Online Privacy, Parental Controls and more.

    Manage your personal data, protect up to ten personal devices (unlimited for families) and help safeguard your identity. LifeLock helps monitor your personal accounts and sends you alerts* if they detect potential threats or exposure. Should you become a victim of identity theft, you can rely on full-service remediation and restoration, including up to $5 million reimbursement to cover stolen funds from your bank, investment or credit accounts.

    Colleague-only or family coverage is available. Family coverage applies to your whole family, including your spouse/partner, children for whom you are the legal guardian or parent regardless of age or whether they reside at your same address, parents, and/or in-laws.

    You can only elect this coverage during your initial benefits-eligible enrollment period, during annual enrollment or if you have a qualifying life change (like marriage, birth or adoption) during the year. If you don’t take action, you’ll need to wait until the next annual enrollment to elect coverage. Enroll through the enrollment website, which you can access through Colleague Zone.

    Learn more about the Norton LifeLock Benefit Premier Plus plan:

    * Norton does not monitor all transactions at all businesses.

  • Legal Services Plan

    The legal services plan from MetLife Legal Plans provides support and protection for expected and unexpected personal legal issues. Choose from two levels of coverage:

    • The low plan covers some of the most frequently needed personal legal matters.

    • The high plan has expanded coverage — including adoption, reproduction assistance, divorce, immigration representation, probate proceedings, and up to 15 hours per year of network attorney time and service for noncovered services.

    Both plans give you access to a nationwide network of attorneys with a range of specialties that can offer legal advice and representation at no additional cost — with no waiting periods, no deductibles and no claim forms when using a network attorney for a covered matter. You can use the benefit as often as you need for a covered service during the plan year

    Plus, you get access to digital estate planning tools to create wills, living wills and powers of attorney online in as little as 15 minutes.

    Coverage is for you, your spouse/partner and dependent children up to age 26.

    You can only elect this coverage during your initial benefits-eligible enrollment period, during annual enrollment or if you have a qualifying life change (like marriage, birth or adoption) during the year. If you don’t take action, you’ll need to wait until the next annual enrollment to elect coverage. Enroll through the enrollment website, which you can access through Colleague Zone.

    Note: You also have access to certain legal and financial services through Resources for Living®.

    Learn more about the legal services plan:

  • Pet Protection

    Save on your pet care with options only available through your workplace program, Benefit Extras.

    No-cost Vet Chat Services – No enrollment required

    All colleagues can get 24/7 online vet chat at no cost, sponsored by PetPartners Pet Insurance and AskVet. Enrollment in pet health insurance is not required.

    Visit https://veravet.ai/cvshealth to chat/video chat with a vet for quick advice on common pet health issues.

    Pet Health Insurance

    OnePack PlanTM pet insurance from PetPartners helps you cover ongoing and unexpected vet costs for your dog or cat. Save 20% with group rates through Benefit Extras, with simple pricing and no age-based premium increases.

    Other key features:

    • Choose Accident & Illness coverage or also add Wellness coverage

    • Visit any licensed vet or clinic

    • Submit claims online for reimbursement of eligible expenses in two to five business days (on average)

    • Covered for pre-existing conditions1, plus get Prior Coverage Credit2

    You can enroll at any time directly on the Benefit Extras website. Pets must be less than 11 years old as of the policy effective date but can remain on the plan for life if there is no gap in coverage.

    Important information about your policy: Regardless of when you enroll in coverage, your policy will renew each year on Oct. 1 (unless you cancel your coverage). Once you submit your enrollment, you cannot change into a different plan option until the next annual renewal change period (Sept. 1 – Sept. 15). You can add newly adopted pets to your coverage within 31 days of adding them to your family. Or remove pets from coverage or cancel your policy at any time. Changes can be made on the Benefit Extras website.

    1 A six-months look-back applies, then your pet is covered after 12 months.

    2 If you have comparable pet health insurance coverage in effect immediately before the effective date of your PetPartners policy, you can receive Prior Coverage Credit toward satisfying the Benefit Waiting Periods and the Pre-Existing Condition provision.

    Total Pet Plan

    Total Pet Plan from Pet Benefit Solutions provides instant discounts to help you save on everything your pet needs.

    This coverage — which can be used as an alternative or in addition to pet health insurance — combines several programs, including:

    • PetPlus: Receive up to 40% off and free shipping on prescriptions, preventatives, food, treats, toys and more.

    • Pet Assure: Get instant 25% savings on eligible medical services at participating veterinarians, including house calls from mobile vets in the network; easy-to-use with no claim forms or deductibles. No exclusions due to age, health, or pre-existing conditions.

    • AskVet: Get unlimited access to 24/7 telehealth for questions about your pet’s health, wellness, behavior and more.

    • ThePetTag: Help bring a missing pet home with a durable ID tag that can be scanned from any smartphone to access your contact info.

    You can enroll in or drop coverage at any time, directly on the Benefit Extras website.

    Learn More

    To learn about all your options under Benefit Extras, watch the Benefit Extras Video Quiz.

  • Commuter Benefits

    Do you pay to park your car or take public transportation to and from work? Consider the transportation benefit to save on your expenses. There’s no need to enroll. Simply go to Edenred Benefits each month to order your parking or transit pass/voucher. Or, if you prefer, you can set up an automatic monthly reorder. Either way, your passes/vouchers will be mailed to your home. Payments are automatically deducted from your first paycheck of the month.

    Learn More

    To learn more or to order your parking or transit pass/voucher, visit Edenred Benefits.

    If you need assistance or have additional questions, please call Edenred Benefits at 888-417-4261.

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This website provides an overview of benefits for CVS Health colleagues and is for informational purposes only. If there's any difference between this website and plan documents, official plan documents will govern. CVS Health reserves the right to amend, modify or terminate all or part of its benefits plans at any time. This description isn't an employment contract or guarantee. Colleagues may need to meet certain eligibility requirements to participate. Colleague contributions are not used to pay plan expenses for vendors or other service providers that are subsidiaries of CVS Health, except as may be permitted by ERISA. Union colleagues aren't covered unless their collective bargaining agreement specifically provides for a benefit.