Medical Plan Comparison
Medical Plan Comparison
Compare your medical plan options side-by-side across HSP, Informed Choice, and Hybrid plans. Ready to take action? Log in to the benefits portal to review your personalized benefit options, rates, and enroll.
Log in to enrollEligibility Note: Colleagues that are regularly scheduled to work 30 or more hours per week are eligible for a set of full-time benefits that includes Medical, Dental, Vision, Disability, Life Insurance, and other benefits; log in to the benefits portal to view your personalized benefits.
Colleagues residing in Hawaii or Puerto Rico may click here to review their respective medical plan options.
| Plan Feature (In-Network) | HSP Gold Aetna Choice POS II Corporate population only | HSP Silver Aetna Choice POS II Corporate population only | Informed Choice Aetna Choice POS II | Hybrid Gold Open Access Select | Hybrid Silver Open Access Select |
|---|---|---|---|---|---|
| HSA Eligible & Employer Contribution | Yes ($500 single / $1,000 family) | Yes ($500 single / $1,000 family) | No | No | No |
| Annual Deductible (Individual / Family) | $1,750 / $3,500 | $3,375 / $6,750 | $1,900 / $3,800 | $2,400 / $4,800 | $4,800 / $9,600 |
| Out-of-Pocket Maximum (Individual / Family) | $3,500 / $7,000 | $6,750 / $13,500 | $3,800 / $7,600 | $2,400 / $4,800 | $4,800 / $9,600 |
| Coinsurance (Plan pays after deductible) | 80% | 80% | 80% | 100% | 100% |
| Primary Care Visit (You pay) | 20% after deductible | 20% after deductible | $25 - $50 copay (Deductible waived) | $25 copay (Deductible waived) | $25 copay (Deductible waived) |
| Specialist Visit (You pay) | 20% after deductible | 20% after deductible | $50 - $100 copay (Deductible waived) | 0% after deductible | 0% after deductible |
| Urgent Care (You pay) | 20% after deductible | 20% after deductible | $50 copay (Deductible waived) | $0 at MinuteClinic / $50 copay | $0 at MinuteClinic / $50 copay |
| Emergency Room (You pay) | 20% after deductible | 20% after deductible | 20% after deductible | 0% after deductible | 0% after deductible |
| Generic Prescription (Non-Preventive) | 20% after deductible | 20% after deductible | 20% after deductible | $0 copay (Deductible waived) | $0 copay (Deductible waived) |
| Brand Prescription (Preferred Brand) | 20% after deductible | 20% after deductible | 20% after deductible | 0% after deductible | 0% after deductible |
Benefits Eligibility Overview
Colleagues regularly scheduled to work 30+ hours per week are eligible for full-time benefits. Your coverage start timeline and medical plan choices depend on your colleague group:
Retail & Distribution Centers
Only Job Levels 6 and Below
Waiting Period:
Medical Plan Options:
Corporate & Other Groups
Includes Store & Pharmacy Managers, Pharmacists & DC Supervisors & above
Waiting Period:
Medical Plan Options:
What's Available When
Annual Enrollment
- Medical, Dental & Vision
- Flexible Spending Accounts (FSAs)
- Disability & Life Insurance
- Accident & Critical Illness
- Legal & Identity Protection
Anytime During the Year
- No-cost confidential counseling
- MinuteClinic wellness benefits
- Financial coaching
- Tuition Assistance Program
- Paid parental leave (after 1 year)
*Differences may apply for union colleagues. Refer to your official offer letter for exact terms.