Financial Wellbeing

Financial Wellbeing

Empower Your Future, One Step at a Time



Financial wellbeing isn’t just about managing money, it’s about building a life that reflects your goals. When you feel confident in your financial decisions, it can give you a greater sense of security and confidence in your future.

At DICK’S Sporting Goods, we’re here to support you on your journey to financial wellbeing. From budgeting tools to educational resources and planning support, we offer a variety of programs to help you take control of your finances and plan with confidence.

(~) Programs offered through Vanguard. All teammates 18 and older that have been with the company at least 30 days are eligible.

  • 529 COLLEGE SAVINGS PLAN~

    Vanguard

    A 529 plan is a tax-advantaged account made specifically to help you save for education such as college, trade school or vocational school. You can save for your child, another family member, or even yourself.

    Why Choose a Vanguard 529 Plan?

    • Low fees: Maximize your savings with low-cost investment options and customizable contributions.

    • Flexible options: Choose from a range of portfolios to suit your investment preferences and savings goals.

    • Tax benefits: Enjoy tax-deferred growth and tax-free withdrawals when used for qualified education expenses.

    • Unique ways to contribute: Invite family and friends to help you reach your savings goals by contributing to your 529 account through Ugift.

    All teammates 18 and older are eligible to enroll in a Vanguard 529 plan.

    To get started with a Vanguard 529 Plan, click here.

    Need more information? Call 866-734-4530.

  • BUILD AN EMERGENCY SAVINGS~

    Introducing the Vanguard Cash Plus Account—a powerful savings tool designed to help jump-start savings and prepare for any emergency.

    The Vanguard Cash Plus Account offers a convenient and effective way to build a safety net for yourself and your family, without having to dip into your retirement savings. Plus, there are no caps on how much you can save in this account.

    Here are the highlights of the Vanguard Cash Plus Account:

    • Competitive Annual Yield: The account offers a competitive annual yield on short-term savings, though the rate can vary and change at any time. Vanguard is committed to offering value on your short-term cash.

    • No Minimum Balance Requirement: You can save a little or a lot, as there's no minimum balance required to open or maintain the account. Keep in mind, some account fees may apply.

    • Holistic View of Cash and Investments: You can simplify your finances with one consolidated dashboard to easily manage your cash and investments all in one place.

    • Ability to Pay Bills and Make Payments: Use the available balance in your bank sweep to conveniently pay bills and make payments with apps like PayPal and Venmo.

    • Direct Deposit: Each account receives a routing and account number, allowing you to set up direct deposit with your employer.

    • FDIC Coverage: The Vanguard Cash Plus bank sweep is eligible for FDIC coverage of up to $1.25 million for individual accounts and $2.5 million for joint accounts. This enhanced coverage is achieved by aggregating deposits and distributing them across a custom network of program banks.

    • Five Vanguard Money Market Funds Available: For additional options, you can diversify your money into five available Vanguard money market funds, each with a $3,000 minimum investment. Money market funds are designed to be a safe, stable investment option for money you'll need in the near future, by investing in low-risk, short-term debt securities. They can help you earn interest on your savings while potentially reducing market risk. However, keep in mind that you could lose money by investing in a money market fund, and they are not insured or guaranteed by the FDIC.

    Opening an account is easy through the emergency savings guide within the My Financial Wellbeing hub. First, log in to Vanguard, then navigate to the My Financial Wellbeing hub. Once established, you can view and manage your retirement accounts alongside your cash and investments through a consolidated dashboard.

    All teammates 18 and older that have been with the company at least 30 days are eligible. Teammates must be web registered with Vanguard, but participation in the 401(k) is not required.

  • Dailypay

    DailyPay

    DailyPay is an optional employee benefit that allows you to track, spend or save your earned pay whenever you want without having to wait for payday. With DailyPay, you have the tools and resources to help you meet your financial goals.

    How it works

    • As you work, you build up available earnings.

    • Your available earnings are an approximation of earnings based on the hours you have worked minus withholdings (taxes, garnishments, etc.). It does not include any overtime, bonuses, reimbursements, differentials and commissions.

    • You may access any amount of your available earnings prior to payday.

    • On payday, you will receive your paycheck amount minus any early transfers plus fees.

    DailyPay is available to both hourly and salaried active teammates. Contingent workers and teammates on a leave of absence are not eligible to use DailyPay.

    DailyPay Features

    • Balance Update Alerts: Receive text messages as your pay balance goes up, in real-time, based on the hours you work.

    • Real-time Earnings Tracking: Know your pay every day and better plan your life.

    • Credit Monitoring: Access your full monthly credit report for free with no impact to your credit.

    • Planning Tools: Automatically split your direct deposit into two separate bank accounts or manually set aside funds for specific purposes.

    • Financial Counseling: Get no-fee, in-app financial counseling.

    How to sign up

    It’s free to get started and sign up. Go to https://dailypay.app.link/Benefits.

    I need help with my account. How can I reach DailyPay?

    You can contact DailyPay 24 hours a day, 7 days a week.

  • IDENTITY THEFT PROTECTION

    Confide

    • Available to all teammates and relatives in the household.

    • To help recover from identify theft and learn how to better protect yourself in the future, take advantage of a 60-minute consultation with a fraud resolution specialist.

      • The specialist can help with:

        • Who to notify and how

        • Forms or letters to help you report and itemize fraudulent activity

        • How to dispute fraudulent debts

        • Obtaining and monitoring your credit report every four months

        • Placing a fraud alert or credit freeze (if allowed by state law) on your credit file

        • Taking future preventive actions

    • Call 877-999-4374 or log in to myCigna.com. Employer ID: dsg

    Lincoln Financial Group

    If you participate in Lincoln Financial Group’s Life Insurance benefit, Lincoln’s LifeKeys program offers programs to help.

    Enjoy life, and deal with unexpected challenges when they arise.

    LifeKeys services include:

    • Identity theft protection

    • Support tools and advice on a wide range of topics — legal, financial, family, and career

    • Discounts on shopping and entertainment, and more

    Visit GuidanceResources.com, download the GuidanceNow mobile app, or call 855-891-3684.

    First-time users: enter web ID: LifeKeys.

  • PNC WORKPLACE BANKING®

    The PNC WorkPlace Banking® program gives employees access to special cash offers and benefits, and personalized guidance from a dedicated team of financial wellness specialists. With smart, easy-to-use tools that let you track and manage your money, how and when you want, our bank-at-work program helps you take control today and plan wisely for down the road. PNC WorkPlace Banking® provides personalized information and guidance to help you select the products and services that are best for your needs. Get insights and guidance to help you make smart money decisions at every stage of your financial journey.

  • Student Debt Resources~

    Candidly

    Whether you’re currently paying off student loans or planning for the future, Candidly is designed to help you manage and reduce student debt with ease.

    Learn:

    • Gain a better understanding of the complex student loan world.

    • See all your loans in one place.

    Crush:

    • Shave years off payments with spare change.

    • Receive cash back for everyday purchases.

    • Make extra payments easily.

    • Contribute to paying off a loved one’s student debt.

    Change:

    • Discover, select and enroll in income-driven repayment plans.

    • Explore the marketplace of loan refinancing options.

    • Easily certify, manage and track loan forgiveness options to maximize savings.

    To get started with Candidly today, click here.

    All teammates 18 and older are eligible to utilize this program. You must be web registered with Vanguard to participate, but 401(k) participation is not required to utilize Candidly.

  • TEAMMATE RELIEF FUND

    Sometimes life throws a curve ball that creates a challenge too big to handle alone. The Teammate Relief Fund (TRF) exists to provide monetary support to teammates and their immediate families during times of unforeseen hardship and crises beyond their control.

    Visit teammaterelieffund.org to learn more!

    Important Note: The Teammate Relief Fund (“TRF”) is a 501(c)(3) charitable organization separate and apart from DICK’S Sporting Goods, Inc. The TRF review committee reviews applications for assistance and makes its own independent determinations of whether, when and to what extent support is appropriate. Obtaining support from the TRF is not a benefit of or offered by DICK’S Sporting Goods, Inc. The charitable mission of the TRF is to assist current and former Teammates in need, based on certain qualifying circumstances (subject to additional eligibility requirements). To learn more about the TRF, please visit teammaterelieffund.org.

  • TUITION REIMBURSEMENT

    DICK’S Sporting Goods offers tuition reimbursement for salaried teammates that are part of a job-related degree program at an accredited college or university. Check out the Tuition Reimbursement page to learn more.

  • WILL PREPARATION

    Confide

    • Available to all teammates and relatives in the household.

    • For support with legal issues, you can receive a referral to a licensed network attorney for a free 30-minute consultation, over the phone or face-to-face. You can also take advantage of: › 25% discount on most legal services › Extended legal support for other members of your household

    • Call 877-999-4374 or log in to myCigna.com. Employer ID: dsg

    Lincoln Financial Group

    If you participate in Lincoln Financial Group’s Life Insurance benefit, Lincoln’s LifeKeys program offers online will preparation. Creating a will allows you to make vital decisions ahead of time, including naming a guardian for your children or designating who will receive your property and assets after you pass away. Without a will, state officials will distribute your estate.

    EstateGuidance offers a secure, efficient way to create and execute a will so you can rest easy knowing you’ve planned ahead for your family.

    Visit GuidanceResources.com, download the GuidanceNow mobile app, or call 855-891-3684.

    First-time users: enter web ID: LifeKeys.

For general benefits questions, please contact the DICK’S Sporting Goods Benefits Department at 1-800-690-7655, ext. 3012, option 5, Monday through Friday, 8:00 a.m. to 5:00 p.m. ET (Fax: 1-724-227-1082) or email: benefits@dcsg.com. Search for your questions in My Locker.

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