Who, How and When to Enroll

Benefits Eligibility

All regular salaried and full-time hourly teammates are eligible for benefits after 30 days of continuous full-time service. You must enroll within 31 days of becoming eligible or wait until the next Benefits Annual Enrollment period unless you have a qualifying life event.

You can also cover eligible dependents in various plans. Explore the sections below to see who you can cover, and more on how and when to enroll.

• Covering dependents

  Medical, prescription drug, dental, vision and dependent life.

  Eligible dependents include:

  • Your legal spouse for federal income tax purposes

  • Your same- or opposite-sex domestic partner

  • Children to age 26, including stepchildren, children of your domestic partner (if you are covering your domestic partner), adopted children and children legally with you awaiting adoption

  • Children over age 26 who are not able to support themselves due to a physical or mental disability

  If both you and your spouse or domestic partner are eligible teammates, your children can be enrolled as dependents under only one plan. Your domestic partner’s children can be enrolled only under his/her dependent life insurance plan. And neither of you can be covered under each other’s dependent life plan since you are both already covered by the basic life plan.

• Submitting expenses for dependents

  Unlike other benefits, you don’t cover dependents under the Flexible Spending Accounts (FSAs), but you can use the accounts to pay for eligible expenses for eligible dependents.

  Eligible dependents for the spending accounts (FSA, HRA and HSA) include your:

  • Legal spouse for federal income tax purposes

  • Children you can and do claim on your federal income tax return

  • Parents and spouse’s parents, if you can and do claim them as dependents on your federal income tax return

  Eligible dependents for the Dependent Daycare FSA include your:

  • Dependent children under age 13 when the care is provided and who you can claim on your federal income tax return

  • Spouse who is physically or mentally not able to care for him/herself

  • Dependent who is physically or mentally not able to care for him/herself and who you can claim as an exemption on your federal income tax return

  You cannot use the FSAs to reimburse expenses for your domestic partner or their children.

• Verifying dependent eligibility

  Any time you add dependents to your medical, prescription drug, dental, vision or dependent life insurance benefits, you are required to verify their eligibility for coverage by supplying supporting documentation. Make sure you have this documentation ready when you are ready to add your dependent(s).

  Affordable Care Act (ACA) regulations require the Company to report all covered teammates and dependents to the IRS.

  For more information:

  • See the Dependent Verification Form for more information.

  • Check out the requirements for covering a domestic partner.

  • Get the Domestic Partner Affidavit Form.

• Eligible? Here’s how and when to enroll

  You can enroll from work or from home. You must enroll within 31 days of becoming eligible for benefits, or wait until the next Benefits Annual Enrollment period, unless you have a qualifying life event.

  Enroll now

  You’ll need to sign on using your Network ID and password.

  • If you’re not on the DSG network, you will be required to set up your multi-factor authentication (MFA) account. When registering for MFA, step by step instruction will be provided through the registration process.

  • Forgot your Network ID, password or need help with the MFA set-up? Contact the IT Service Desk at 1-866-418-3456 or TechnologyServiceDesk@dcsg.com.

  For detailed instructions:

  • During an enrollment window, you will see the Enrollment Center button in the homepage banner and header. The Enrollment Center will show you key information about your enrollment and an Enroll Now button to access enrollment.

  • Once in enrollment, you’ll first review your personal information and your dependents. Then, you’ll see a list of all benefits that are available for you to enroll in.

  • Within each benefit panel, you’ll see a list of the available plans as well as the cost that would be deducted from your paycheck for each. Clicking Plan Details displays information about coverage, deductibles, and other possible costs.

  • To select a plan, click the circle next to the plan’s name. Make sure to click Save at the bottom of the panel, or your selections will be lost!

  • When you’re done choosing your plans and entering any additional information, you will be taken to the confirmation page. Be sure to select Save My Enrollment after confirming to complete your enrollment.

  See your Benefits Resource Guide.