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Health

Costs

Costs

2025 Costs

To view 2024 plan year costs, click here.

The following charts show your cost of coverage for medical, dental and vision coverage in 2025. To view your cost for other voluntary coverages, click here.

Your annual costs may be adjusted by:

Coverage for domestic partners is subject to post-tax deductions as well as imputed income on the portion that covers the domestic partner.

Cost Adjustment Description
Tobacco surcharge

  • If you or a covered dependent uses tobacco, you will pay a $600 annual surcharge if you elect a Broadridge medical option.

  • You must make a tobacco attestation when you initially enroll that will stay in place until you attest otherwise. If you initiate a change to your plan during Open Enrollment or a Qualifying Life Event, the surcharge will be automatically included in your rates until you attest otherwise.

Working spouse/domestic partner surcharge

  • If your spouse/domestic partner has medical coverage through his/her employer and you enroll him/her in a Broadridge medical plan, you will pay a Working Spouse/Domestic Partner surcharge ($500/year SavingsPlus HSA or Basic Plus plans and $1,000/year Traditional Choice Plus Plan).

  • You must complete the working spouse/domestic partner attestation when you initially enroll that will stay in place until you attest otherwise. If you add a spouse/domestic partner or initiate a change to your plan during Open Enrollment or a Qualifying Life Event, the surcharge will be automatically included in your rates until you attest otherwise.

Medical Contributions

Dental Contributions

Vision Contributions

Additional Medical Resources

Compare Plans

Click the link below to compare the three medical plans.

Costs

Click the link below for more information on the costs of each medical plan.

Transparency in Coverage

Click the link below to access our health plan pricing information via machine-readable file (MRF) as required under the Transparency in Coverage final rule.

Health Care & LPFSA

Click the link below for more information on the Health Care FSA.

HCFSA vs. HSA

Click the link below for more information on the differences between the HCFSA and HSA plans.

Group Critical Illness

Click the link below for more information on the Group Critical Illness plan.

Hospital Indemnity Plan

Click the link below for more information on the Hospital Indemnity plan.

Health Savings Account

Click the link below for more information on the Health Savings Account (HSA).

Memorial Sloan Kettering (MSK) Direct

MSK Direct can provide cancer treatment plans, second opinions, get you access to the latest clinical trials and more.