HCFSA vs. HSA
Health Care Flexible Spending Account vs. Health Savings Account
If you enroll in the SavingsPlus HSA medical plan, you have the option of opening an HSA. But how does that differ from the Health Care FSA?
| HSA | FSA | |
|---|---|---|
| Eligible Medical Plan(s) | SavingsPlus HSA |
All plans; however, if you are enrolled in the SavingsPlus HSA plan option and you:
|
| Company Contribution |
$500 Associate $1,000 Family |
$100, not applicable for Limited Purpose FSA |
| Contributions Subject to Annual Dollar Limits | Yes | Yes |
| Account Balance at Plan Year End (12/31) | Remains in your account | Unused funds are forfeited |
| Eligible Medical, Dental, and Vision Expenses Reimbursed Tax Free | Yes | Yes (Limited Purpose FSA, dental and vision expenses only) |
| Account Owner | You | Broadridge |
| Balance Goes with You if You Leave Broadridge | Yes | No |
Additional Medical Resources
Benefits Resources and Links
Look up vendor contact information for specific benefit plans.
Compare Plans
Click the link below to compare the three 2026 medical plans. 2027 details coming soon!
Costs
Click the link below for more information on the costs of each medical plan.
Transparency in Coverage
Click the link below to access our health plan pricing information via machine-readable file (MRF) as required under the Transparency in Coverage final rule. 2027 details coming soon!
Health Care & LPFSA
Click the link below for more information on the Health Care FSA.
Group Critical Illness
Click the link below for more information on the Group Critical Illness plan.
Hospital Indemnity Plan
Click the link below for more information on the Hospital Indemnity plan.
Health Savings Account
Click the link below for more information on the Health Savings Account (HSA).
Prescription Drug (Rx)
Click link below for more information on Prescription Drug (Rx).