New Hire
New Hire Benefits Enrollment Information
You have 30 days from your date of hire/benefits eligibility date to enroll in Broadridge benefits. If you do not make an election, you will not be able to enroll until the next open enrollment period for coverage effective Jan. 1 of the next plan year (unless you experience a qualifying life event).
The elections you make during your initial eligibility window will be effective from your date of hire/benefits eligibility date through December 31 (as long as you remain eligible through the end of the year) and you cannot make changes unless you experience a qualified life event (such as loss of other employer sponsored coverage, birth, marriage, etc.).
YOU MUST TAKE ACTION IF YOU WANT TO:
Enroll in medical, dental or vision coverage for yourself and your eligible dependents (as applicable).
When you initially enroll, the tobacco and working spouse/domestic partner surcharges (as applicable) for medical coverage are automatically included in your rates
You will have the opportunity to remove these surcharges if these do not apply to you
When you enroll in medical coverage, it automatically includes prescription drug coverage
Make contributions to the Flexible Spending Accounts and Health Savings Accounts (as applicable)
Open a Health Savings Account (HSA), as applicable, to receive the Broadridge HSA contribution and make your own contributions
Enroll in Personal Accident, Group Accident, Critical Illness, Hospital Indemnity, Disability, ID Theft, Pet Discount, Voluntary Life, or Group Legal benefits (as applicable for you)
Add eligible dependents to your coverage (you will be required to submit proof/documentation for any dependents that you enroll in Broadridge benefits coverage). Your dependents’ Social Security numbers will be required to enroll them in coverage, and you must submit proof of each dependent relationship within 30 days of completing your enrollment. You will receive information on the required documentation during the enrollment process, as well as reminders afterward.
Designate beneficiaries for your Basic Life, Basic AD&D, Voluntary AD&D, Voluntary Term Life, and Business Travel Accident coverages as applicable
Also, enroll in the 401(k) plan within the first 60 days from your date of hire. If you do not actively enroll in 401(k) benefits within 60 days, you will be automatically enrolled at a contribution rate of 3% of your compensation and invested in a target date fund that is closest to your projected retirement age
If Both You and Your Spouse/Partner Work at Broadridge
If you and your spouse or partner both work for Broadridge, you can each only be covered once under a Broadridge health plan option (either as an associate or as a dependent). For example, if you both elect medical coverage, you cannot add one another as a dependent. Additionally, only one of you can add your eligible dependent children to your medical, dental, and/or vision plans.
HOW TO ENROLL
| COVERAGE | |
|---|---|
| For most benefits – medical, dental, vision and other voluntary coverages |
Online:
bswift mobile app:
Phone:
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| For additional voluntary benefits - AUTO AND HOME ELECTIONS |
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| For 401(k) Elections |
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Tip! Use Emma™, your decision support tool Emma is available (once you log in) to guide you through your medical enrollment. She’ll ask a few simple questions about your needs and preferences, then help you understand your medical plan options and recommend plans that may be a good fit.
If You Don’t Enroll
If you don’t enroll within 30 days of your date of hire, you’ll be automatically enrolled in the following Company-provided coverages only:
Default Company-Provided Coverage |
|---|
Basic Life and AD&D |
Basic Short-term Disability |
Basic Long-term Disability |
Business Travel Accident |
Click here to access our Benefits New Hire Brochure, which provides an overview of our benefit offerings here at Broadridge.
Click here to access our Associate Brochure, which provides details on our benefit options and supplemental programs as well as the contributions for medical, dental, and vision.
Click here to access our LGBTQ+ Benefits Guide to help associates and their families understand and take advantage of the coverage offered through Broadridge’s health plans.