What is financial well-being?

It’s a state of being where you can meet your current and ongoing financial needs, feel secure in your future, and make choices that allow you to enjoy your life.

Just like physical well-being requires adopting healthy habits (like exercising and eating healthy foods), financial well-being is about adopting everyday money habits.

• Saving for the future

  With the Retirement Plan through Fidelity, you can spend, save, and grow your money with confidence. The plan offers pre-tax or Roth contributions and matching employer contributions.

  Not sure what to choose? Get started in 60 seconds with EasyEnroll! Visit netbenefits.com/easy or text “Start” to 343-898.

  Log into netbenefit.com

  Union associates should refer to their Collective Bargaining Agreement for eligibility information, the benefit plans offered, and relevant coverage options. This program is not currently available to associates residing in Puerto Rico.

• Getting expert money advice

  With Fidelity, you have access to expert advice, articles, videos, webinars, and more.

  • To speak with a Financial Planning Consultant, call 800-603-4015. They can provide a personalized plan around your full financial picture, covering topics like retirement, savings, taxes, and estate planning.

  • For self-paced support, visit the Help Hub at netbenefits.com/gethelp. You can search tools and resources based on your personal goals and needs.

  Log into netbenefits.com

  Union associates should refer to their Collective Bargaining Agreement for eligibility information, the benefit plans offered, and relevant coverage options. This program is not currently available to associates residing in Puerto Rico.

• Covering your expenses

  ONE@Work is a mobile app that provides tools to help you take control of your pay. Learn more at one.app/atwork.

  • Get paid early. Request up to 50% of your next paycheck early! Receive your money within 1-2 days with no added fee or immediately for $1.50. If you bank with ONE, you can get your money instantly, with no fee.

  • Budget easily. When you connect your bank account, ONE@Work automatically detects your monthly expenses and helps you calculate what's okay to spend.

  • Save automatically. Choose a percentage you want to save, and the app will deduct it from your paycheck automatically. Pause, adjust, or withdraw any time.

  ONE@Work is available to hourly associates on MyStaff timekeeping systems.

  The ONE@Work platform and any services offered by ONE@Work are not a Compass Group sponsored benefit plan or associated with any other Compass Group sponsored employee benefit. The ONE@Work platform and any services offered by ONE@Work are not subject to or governed by ERISA.

• Spending less on the things you already buy

  Access exclusive discounts on the Discount Marketplace. Save on travel, electronics, home goods, mortgages, and all of the other little – and big – things that will make life a bit easier.

  Visit compassgroup.perkspot.com

  Eligibility in the Discount Marketplace is determined based on the individual offer.

• Paying overtime, from your paycheck

  With the Associate Shopping Program, you can shop thousands of brand-name products and pay for them from your paycheck over time, with no credit checks, hidden fees, or interest.

  Visit purchasingpower.com/compass-group

  Available to associates who have been actively employed for nine months and whose annual salary is at least $16,000. Associates residing in Puerto Rico are not eligible to participate in the Associate Shopping Program. For Virgin Island Associates, participation in the Associate Shopping Program may be limited, depending on the method of shipment.

• Finding helpful financial tools

  The Employee Assistance Program (EAP) provides wealth of information on budgeting, debt management, estate planning, investing and more.

  Visit healthadvocate.com/compass-group and click “Financial Fitness Center” on the homepage

• Resources near you

  Find free or reduced-cost resources like food, housing, financial assistance, health care, and more.

  Get started at findhelp.org

• Reliable information

  The Consumer Financial Protection Bureau is a U.S. government agency that’s dedicated to making sure you are treated fairly by banks, lenders, and other financial institutions.

  Get started at consumerfinance.gov or explore their tools at consumerfinance.gov/consumer-tools

• Budgeting worksheet

  Use Fidelity’s free worksheet to help understand your spending habits.

  Create Your Own Budget Worksheet