Financial well being

What is financial well-being?

It’s a state of being where you can meet your current and ongoing financial needs, feel secure in your future, and make choices that allow you to enjoy your life.

Just like physical well-being requires adopting healthy habits (like exercising and eating healthy foods), financial well-being is about adopting everyday money habits.

Get started with Fidelity's financial wellness journey, then explore the perks and resources available to you below.

• Saving for the future

  With the Retirement Plan through Fidelity, you can spend, save, and grow your money with confidence. The plan offers pre-tax or Roth contributions and matching employer contributions.

  Not sure what to choose? Get started in 60 seconds with EasyEnroll! Visit netbenefits.com/easy or text “Start” to 343-898.

  Log into netbenefit.com

  Union associates should refer to their Collective Bargaining Agreement for eligibility information, the benefit plans offered, and relevant coverage options. This program is not currently available to associates residing in Puerto Rico.

• Getting expert money advice

  With Fidelity, you have access to expert advice, articles, videos, webinars, and more.

  • To speak with a Financial Planning Consultant, call 800-603-4015. They can provide a personalized plan around your full financial picture, covering topics like retirement, savings, taxes, and estate planning.

  • For self-paced support, visit the Help Hub at netbenefits.com/gethelp. You can search tools and resources based on your personal goals and needs.

  Log into netbenefits.com

  Union associates should refer to their Collective Bargaining Agreement for eligibility information, the benefit plans offered, and relevant coverage options. This program is not currently available to associates residing in Puerto Rico.

• Covering your expenses

  Easy Pay by Cred.AI is a financial well-being program that helps you get more from your paycheck and take control of your financial future. With faster access to your paycheck, credit-building support, fraud monitoring, and added card security, Easy Pay gives you modern tools to help you feel more confident about your money.

  More information coming soon!

  The Cred.AI platform and any services offered by Cred.AI are not a Compass Group sponsored benefit plan or associated with any other Compass Group sponsored employee benefit. The Cred.AI platform and any services offered by Cred.AI are not subject to or governed by ERISA.

• Spending less on the things you already buy

  Access exclusive discounts on the Discount Marketplace. Save on travel, electronics, home goods, mortgages, and all of the other little – and big – things that will make life a bit easier.

  Visit compassgroup.perkspot.com

  Eligibility in the Discount Marketplace is determined based on the individual offer.

• Paying over time, from your paycheck

  With the Associate Shopping Program, you can shop thousands of brand-name products and pay for them from your paycheck over time, with no credit checks, hidden fees, or interest.

  Visit purchasingpower.com/compass-group

  Available to Associates who have been actively employed for nine months and whose annual salary is at least $16,000. Associates residing in Puerto Rico are not eligible to participate. For Virgin Island Associates, participation may be limited, depending on the method of shipment. Purchasing Power is not available to Associates during a bankruptcy. Once the bankruptcy is lifted, Associates can participate in the program again if they meet all eligibility requirements.

• Finding helpful financial tools

  The Employee Assistance Program (EAP) provides wealth of information on budgeting, debt management, estate planning, investing and more.

  Log in at compassgroup.bswift.com and click “Headspace" to get started.

• Managing financial stress

  Finances can be a source of significant stress, but there are ways to manage and reduce that burden.

  Get started with Headspace's Mindful Money Guide or register for Headspace to for more support for managing your money.

  Available to part-time and full-time Associates. Register for Headspace by logging into compassgroup.bswift.com and clicking "Headspace" for your unique registration link.

• Resources near you

  Find free or reduced-cost resources like food, housing, financial assistance, health care, and more.

  Get started at findhelp.org

• Reliable information

  The Consumer Financial Protection Bureau is a U.S. government agency that’s dedicated to making sure you are treated fairly by banks, lenders, and other financial institutions.

  Get started at consumerfinance.gov or explore their tools at consumerfinance.gov/consumer-tools

• Budgeting worksheet

  Use Fidelity’s free worksheet to help understand your spending habits.

  Create Your Own Budget Worksheet