Dental
Dental
Chubb offers two plans covered by Aetna to help you maintain a healthy smile. If you are currently enrolled in retiree dental coverage— or if you have previously elected to defer retiree dental coverage—you may choose from two Aetna dental plans for 2025. If you have previously waived retiree dental coverage, you are not eligible to enroll.
Plan coverage
Plan Benefits |
PPO plan |
DHMO plan |
|---|---|---|
In-network |
||
|
Annual deductible (employee only/family) |
$25/$75 |
$0/$0 |
|
Annual maximum benefit |
$2,500 |
None |
|
Services
|
You pay $0 |
You pay $0 |
|
You pay 20%, plan pays 80% |
Co-pays vary by service |
|
You pay 50%, plan pays 50% |
Co-pays vary by service |
|
Orthodontia coverage |
50% |
Co-pays vary by service |
|
Orthodontia lifetime maximum |
$2,500 |
None |
|
Orthodontia eligibility |
Adult and child |
Adult and child |
Out-of-network* |
||
|
Annual deductible (employee only/family) |
$25/$75 |
Not covered |
|
Annual maximum benefit |
$2,500 |
Not covered |
|
Services
|
You pay $0 |
Not covered |
|
You pay 20%, plan pays 80% |
Not covered |
|
You pay 50%, plan pays 50% |
Not covered |
|
Orthodontia coverage |
50% |
Not covered |
|
Orthodontia lifetime maximum |
$2,500 |
Not covered |
|
Orthodontia eligibility |
Adult and child |
Not covered |
Find a dentist
PPO plan
In this plan, you will pay less when you use a dentist in Aetna’s network.
Get Started
To find a participating dentist near you, visit aetna.com/docfind and search the “Dental PPO/PDN with PPO II” network. As you begin your search, you’ll be asked to “Select a Plan” from the drop-down list.
DHMO plan—only network providers covered
In this plan, you will need to choose a primary care dentist to coordinate your care, and only care you receive in the plan's network will be covered. It’s a good idea to confirm your dental provider is in the “DMO®/DNO” network before you enroll or receive services. If your provider decides not to participate in the DHMO network mid-year, you will not be able to change your plan until the next Annual Enrollment window unless you experience a qualifying life event.
Get Started
To find a participating dentist near you, visit aetna.com/docfind and search the “DMO®/DNO” network.
Learn More
View the Aetna Dental Discounts flyer