Umbrella Partners Employee Stock Purchase Plan (ESPP)

Through the ESPP, administered by Financial, employees have the opportunity to share in our company’s financial future through the ownership of company stock. Employees participating in the ESPP are afforded the exclusive benefit of purchasing Umbrella Partners Limited stock at a 15% discounted price, while contributing through convenient payroll deductions. Participation in the plan also provides the opportunity to share in the success and ownership of Umbrella Partners Limited.

Plan Summary	Purchase stock at a 15% discount of market price The discount price is based on the closing fair market value of shares on the last trading day of the subscription period Subscription period–two per year (Jan to Jun-Jul to Dec) Stock purchased at the close of each period (June and December)
Eligibility	Employees who have been employed at Umbrella Partners for at least six months and work more than 20 hours per week are eligible to enroll in the Employee Stock Purchase Plan (ESPP).
Enrollment Period	Two weeks prior to start of subscription period.
Contributions	Up to 10% of bi-weekly pay Can only make changes during the enrollment period
Withdrawals	Request anytime and receive refund of current period contributions
Who can I contact with questions?	Financial Stock Plan Services NetBenefits.com 1-800-939-2227