Financial Resources
Financial
Ecolab is committed to your well-being and security. We provide education and resources to help you decrease risk and increase your short- and long-term financial well-being. We do this by offering financial wellness and identity theft programs, financial hardship support, and cost-effective banking services.
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BLAZE Credit Union
Blaze is proud to be Ecolab’s credit union. Learn about their larger surcharge-free ATM network, reduced fees and competitive loan rates by calling 1.888.347.7433 or visiting Blaze online (login required).
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Childcare platform
Homethrive Childcare
Ecolab offers childcare support through Homethrive, making it easier to find trusted, affordable, background‑checked sitters, nannies, and long‑term care when you need it.
Explore flexible childcare options and get peace of mind with a benefit designed to support your family
Same-day, next-day, or planned-ahead childcare you can count on
Use the Child Care Hub to arrange care, connect with your Care Guide, and explore caregiving resources
Smart tools help you describe and share your care needs in minutes
Get assistance in locating, confirming eligibility for, and applying for financial assistance including private and public subsidies or other assistance options
Eligibility: All benefits eligible employees and spouses/domestic partners. Must be currently living in the U.S.
More information: Access this flyer
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Discounts
You have access to thousands of discounts, right at your fingertips. Employee Discounts, powered by PerkSpot, provides a convenient site for special discounts that help you save money! Enjoy discounts in over 25 categories including gyms, restaurants, cell phones, electronics, apparel, etc.
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Early access to earned wages
Ecolab has partnered with Payactiv to reduce the financial stress of unexpected expenses. This provides a cost-effective way to access a portion of your earned wages when needed, reducing the need for overdraft fees, cash advances or high-interest credit cards. The funds you access are simply deducted from your next paycheck—no loans, no interest—just your money, when you need it.
Access earned wages in real time
Transfer to your bank, card or pick up as cash
Free unlimited transfers to Payactiv Visa® Card with direct deposit
Eligibility: All employees. Must be currently living in the U.S.
More information: Learn more by speaking with a Financial Coach at ecolab.learnlux.com. Have questions? Check out these FAQs.
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Financial Coaching
LearnLux can help you reach your financial goals with FREE tools, lessons and guidance. Talk to unbiased financial experts who act in your best interest and guide you every step of the way. No banks, no financial institutions, no selling products, ever.
Get suggestions based on your personal needs to guide you through all life stages and big decisions like:
Building your emergency fund
Paying off debt
Buying a home
Starting a family
Saving for retirement
Investing
& MUCH more
Quick and easy lessons cover your personal financial situation, and Interactive tools handle the tough calculations for you quickly and easily.
For more information, visit ecolab.learnlux.com and check out this video.
Explore more resources and links below:
Healthcare Spending Card: Imagine easing the stress of hospital and health care bills. Now it’s possible through our partnership with Lane Health. Learn more!
Early access to earned wages: Ecolab has partnered with Payactiv to help you cover life’s unexpected expenses with access to earned wages when you need it. Learn more!
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Financial Webcasts
We offer a number of on-demand Financial Webcasts and tools through our partners that cover topics like tackling debt, tips for new investors, understanding home insurance coverage, the best states to retire, and so much more. Visit the sites below to learn more:
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Healthcare Spending Card
Stress less about out-of-pocket healthcare costs with loans designed to ease the financial burden of hospital stays, dental bills and other healthcare bills with flexible payment options.
Features and benefits of the Healthcare Spending Card include:
Immediate care: The Healthcare Spending Card can help you get the care you need exactly when you need it.
0% Financing options: Manage your health without the added burden of high-interest rates. Qualified dental and hospital expenses can now be financed $0 fees* over 12 months. And 0% financing* is also available for all health care expenses repaid over four months.
Pre-tax savings: By linking your Health Savings Account (HSA) to the card, you can pay for health care using pre-tax dollars, thus enjoying the potential tax savings that come along with it.
No hidden costs: We understand the importance of transparent finances. The Healthcare Spending Card comes with no annual fees* and does not require credit checks. It’s ready when you need it and doesn’t cost you anything when you don’t.
Eligibility: All employees and dependents.
More information: Visit ecolab.learnlux.com to schedule time with a Financial Coach to learn if this is the right solution for you.
Check out some FAQs here, too!
Important Update: Lane Health Healthcare Spending Card Unavailable
Lane Health has temporarily suspended all new applications and card transactions due to an unexpected change with their card‑issuing partner. As a result, the Healthcare Spending Card service is currently unavailable until further notice. If you need financial guidance or support in the meantime, please visit LearnLux for personalized financial wellness resources.
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Ida Koran Programs
If your family is struggling financially due to an unexpected crisis, or if a dependent is unable to pay for higher education, you can apply for help from Ida Koran. The Ida C. Koran Trust provides academic financial assistance for dependent children of Ecolab employees and retirees seeking to broaden their horizons through post-secondary study (undergraduate programs including trade, technical, vocational or traditional university programs). Visit the Ida C. Koran Trust to learn more about the resources available.
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Identity Protection
With the rise of digital transactions and online interactions, the risk of identity theft has rapidly increased. Ecolab provides education, tools and resources to help you mitigate this risk. Protect yourself from identity theft–check out these resources to learn more.
Fidelity Identity Theft Program (login required)
Your EAP benefits also include two 30-min consultations at no cost.