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Pharmacy, Dental, Vision

Pharmacy, Dental, Vision

When you enroll in the MCS PPO plan, pharmacy, dental and vision coverage are automatically included.

MCS Pharmacy
In-network

Preferred Drugs

$10 co-pay

Non-Preferred Drugs

$10 co-pay

Specialty Drugs

30% coinsurance

Medical Component Drugs

10% coinsurance

MCS Dental Plan
In-network

Annual maximum benefit per member

$2,000

In-network benefits

Your coinsurance

Diagnostic and preventive services

0%

Restorative treatment, periodontal treatment, endodontic treatment and oral surgery

20%

Prosthesis and crowns

50%

Orthodontia services

50% ($2,000 lifetime maximum per member)

MCS Vision
In-network

Exam

One per policy year: $15 co-pay

Coverage

$250 reimbursement benefit, every 12 months

Questions?
Pre-65 Retirees

You are eligible for coverage through the MCS plan, which includes medical, prescription, vision and dental benefits. You must be enrolled in a plan yourself to cover dependents. You may only cover dependents who are currently covered; new dependents may not be added to coverage.

If you are enrolled in coverage and drop Chubb retiree coverage, you will lose your eligibility and not be able re-enroll at a later date.

Upon reaching age 65, you are no longer eligible for medical, prescription drug, vision and dental benefits through the MCS PPO Plan. In the months prior to reaching age 65 you should begin to explore your Medicare options at www.medicareinfo.org. You will have the option of joining traditional Medicare or a Medicare Advantage Organization (MAO). MCS is one of your MAO options in Puerto Rico.

Visit the MCS Website or call 1-888-758-1616