Pharmacy, Dental, Vision
Pharmacy, Dental, Vision
When you enroll in the MCS PPO plan, pharmacy, dental and vision coverage are automatically included.
MCS Pharmacy
In-network | |
---|---|
Preferred Drugs |
$10 co-pay |
Non-Preferred Drugs |
$10 co-pay |
Specialty Drugs |
30% coinsurance |
Medical Component Drugs |
10% coinsurance |
MCS Dental Plan
In-network | |
---|---|
Annual maximum benefit per member |
$2,000 |
In-network benefits |
Your coinsurance |
Diagnostic and preventive services |
0% |
Restorative treatment, periodontal treatment, endodontic treatment and oral surgery |
20% |
Prosthesis and crowns |
50% |
Orthodontia services |
50% ($2,000 lifetime maximum per member) |
MCS Vision
In-network | |
---|---|
Exam |
One per policy year: $15 co-pay |
Coverage |
$250 reimbursement benefit, every 12 months |
Questions?
Pre-65 Retirees
You are eligible for coverage through the MCS plan, which includes medical, prescription, vision and dental benefits. You must be enrolled in a plan yourself to cover dependents. You may only cover dependents who are currently covered; new dependents may not be added to coverage.
If you are enrolled in coverage and drop Chubb retiree coverage, you will lose your eligibility and not be able re-enroll at a later date.
Upon reaching age 65, you are no longer eligible for medical, prescription drug, vision and dental benefits through the MCS PPO Plan. In the months prior to reaching age 65 you should begin to explore your Medicare options at www.medicareinfo.org. You will have the option of joining traditional Medicare or a Medicare Advantage Organization (MAO). MCS is one of your MAO options in Puerto Rico.
Visit the MCS Website or call 1-888-758-1616