Open Enrollment
2025 Benefits Open Enrollment: October 14 to October 25
From October 14 through October 25, you’ll have the opportunity to learn more about the valuable benefits and programs available to you as a Broadridge associate and to review your current benefits and make changes to fit the needs of you and your family for next year. The elections you make during the Open Enrollment period will be effective January 1, 2025, through December 31, 2025, and you cannot make changes during 2025 unless you experience a qualifying life event. This is an important time of year, so be sure you understand your options by reviewing the materials and resources below to help you understand your choices for 2025.
HOW TO ENROLL
To login and enroll, Click the Home tab > Log In > then Log In > "Start Your Enrollment" or if you are a first time user > Log In > “First Time User Access” (under password box), then use your Workday username and follow the prompts to create a password.
OPEN ENROLLMENT RESOURCES
Take advantage of education and decision support tools to make the most of your benefits.
Benefits Open Enrollment Guide - Provides details on what is new and changing for 2025 benefit options and supplemental programs; as well as the contributions for medical, dental and vision options.
Benefits Open Enrollment Changes Overview - Provides a summary of what’s new and changing for 2025.
ALEX the virtual benefits counselor offers tailored recommendations for benefits options and coverages that might work well given your personal circumstances. Alex can assist you with comparing plans and costs too.
Goldman Sachs Ayco one-on-one benefits counseling - Take advantage of this service provided by Broadridge at no cost to you, where Goldman Sachs Ayco financial coaches provide guidance around benefits, as well as retirement savings and strategy. Make an appointment with a financial coach by enrolling online at ayco.com/login/broadridge or calling (888) 296-2480.
Benefit Scout - Not sure what life insurance coverage is right for you and your family? Securian offers Benefit Scout, an online decision-support experience to help you decide what insurance options make sense for you and your family. You have 24/7 access to Scout, an automated chat assistant, plus Securian’s dedicated Enterprise Contact Center. Visit LifeBenefits.com/broadridge to get started.
To learn more about all Broadridge benefits and program offerings, you can also explore each of the "Learn" menu to visit the Health, Financial, Support, and Education & Career pages.
OPEN ENROLLMENT CHECKLIST
The elections you make during the 2025 Benefits Open Enrollment period will be effective from January 1, 2025, through December 31, 2025, and you cannot make changes unless you experience a qualifying life event (such as loss of other coverage, birth, marriage, etc.).
You must take action if you want to:
Make contributions to the Flexible Spending Accounts (Health Care, Limited Purpose, Dependent Care) – your 2024 elections will not carry forward
Enroll in Vacation Flex if you are a non-exempt associate – your 2024 elections will not carry forward
Increase your Health Savings Account (HSA) contributions to take effect on January 1
Receive the full annual Broadridge HSA contribution if you are enrolling in the SavingsPlus HSA plan in 2025 for the first time. You must open an Inspira HSA online in the benefits enrollment tool during Open Enrollment.
Review and update your beneficiaries for your life insurance, AD&D and BTA coverage(s).
Consider the following before you enroll:
Any other benefit elections you have in place for 2024 will carry forward in 2025. These include:
Medical, dental or vision elections as well as the working spouse and tobacco surcharge
If you are currently enrolled in the Basic Plus medical plan with the bundled Hospital Indemnity, you will be automatically carried over to the Basic Plus plan and standalone Hospital Indemnity at the new higher premium. If you do not want Hospital Indemnity, you must take action to waive coverage.
Health Savings Account
Other voluntary coverages such as Voluntary Life AD&D, group accident, critical illness, hospital indemnity, long term disability, ID theft, pet discount, or group legal (as applicable)
Other Important Reminders:
Review and make updates to any covered dependents
Review your beneficiaries to be sure they are up to date
Make the necessary changes to your elections to reflect you and your family's evolving needs for 2025
If you want to receive the Broadridge quarterly contribution for the Health Savings Account (HSA) make sure you do not “waive” this coverage, either:
Set your goal amount to make your own contributions to the HSA, and you will automatically receive the quarterly Broadridge contribution; or
Elect and set your annual goal to $0 establishing no contributions being made by you, however this will allow the quarterly Broadridge contributions to be made
Enrolling in Home & Auto Insurance
To enroll in home and auto insurances, go to voluntarybenefits.broadridge.com.
SUMMARIES OF BENEFITS AND COVERAGE
To help you make an informed choice regarding your medical coverage, Broadridge provides a Summary of Benefits and Coverage (SBC) for each medical plan option.
SavingsPlus HSA, Traditional Choice Plus, Basic Plus, Traditional Choice Plus – Out of Area, SavingsPlus HSA – Out of Area
ANNUAL NOTICES
Please review these important annual notices, click here.