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Eligibility

Who Is Eligible for Benefits?

To be eligible for Waters benefits, you first have to be either a Waters employee or the dependent of a Waters employee. (Remember that dependents aren’t just children! When you’re talking about benefits, dependents include spouses and partners. See the full list of dependents below.) Now, assuming you are a Waters employee (or the dependent of one), here are some specific requirements for benefit eligibility.

Now, if you have someone you want to cover who isn’t on that list above, chances are they aren’t eligible. Here’s a list of family and personal relations people sometimes want to cover, but who don’t qualify as dependents:

  • Boyfriend/Girlfriend or fiancée/fiancé who does not meet Waters’ Domestic Partner Eligibility Requirements and Tax Notice as featured at WatersBenefitsNow.com.

  • Parents

  • Grandparents/Other Relatives

  • Brothers/Sisters

Of course, special rules may apply for certain situations. For instance, when there’s a court order addressing medical coverage, a former spouse, adopted dependent children, legal guardianship of dependent children, or when a family member has a different last name than you.

It probably goes without saying that enrolling someone who is not qualified as a dependent is considered insurance fraud. No one expects you would do something like this. However, if you were to take part in this kind of fraud, possible consequences could include severe corrective action-up to and including:

  • Termination of employment

  • Repayment of premium costs for non-qualified persons

  • Cancellation of coverage and repayment of costs for services, back to the date they were first enrolled

  • Permanent prohibition from enrolling in any benefit plan at Waters, or anywhere else.

If you’re not sure someone you want to cover qualifies as a dependent, please contact the Waters Benefits Now Call Center at 1-866-994-5111.